Core Concepts Underpinning Primerica’s Financial Offerings

Primerica pic
Image: primerica

Based in Alexandria, Louisiana, Andre Dobison serves as regional vice president of Primerica, a company that he joined more than three decades ago. Andre Dobison was attracted by the promise of being able to work exactly as many hours as he chose and by the opportunity to assist families in gaining financial independence and becoming debt-free.

Primerica operates by a number of distinct concepts, including the “High Cost of Waiting,” which emphasizes the necessity of putting away significant savings each month in order to attain long-term retirement savings goals.

The “Theory of Decreasing Responsibility” involves the premise that family responsibilities and life insurance needs peak at the same time. During the years when children are young and mortgage payments present a heavy burden, many families have not yet accumulated large savings. For this reason, a sudden illness, accident, or injury can have a major financial impact. The moment when funds are tight and the family is young is exactly when insurance coverage is needed the most.

The Primerica website at explores other core concepts, including the “Rule of 72” and “Power of Compound Interest.”


The NBA New Orleans Pelicans’ History and Name

New Orleans Pelicans pic
New Orleans Pelicans

Andre Dobison is an Alexandria, Louisiana, resident who has held regional leadership responsibilities with Primerica for decades. An avid basketball fan, Andre Dobison is a longtime supporter of the New Orleans Pelicans. Formerly known as the Hornets, the Pelicans compete in the NBA Western Conference’s Southwest Division.

The team was relocated from Charlotte to New Orleans before the 2002-03 season by owner George Shinn and competed in Louisiana until 2005, when Hurricane Katrina caused a temporary relocation to Oklahoma City. Returning to the Big Easy for the 2007-2008 season, the team played as the Hornets for several seasons until Charlotte Bobcats owner Michael Jordan expressed interest in bringing the NBA name back to North Carolina.

The New Orleans franchise conceded the name before the 2013-14 season and selected Pelicans as a replacement. As Louisiana’s state bird, the pelican figures prominently on the state seal and flag. In announcing its decision, the team also brought attention to the pelican’s importance as a symbol representing the health of the state’s coastal wetlands and wildlife, which are being actively restored following the 2010 Gulf of Mexico BP oil spill.